Financial · Debt & Credit
Debt & Credit calculators
Credit-card payoff, debt consolidation, DTI, APR and simple/compound interest.
Credit Card CalculatorHow long it takes to clear a credit-card balance at a fixed monthly payment, and the interest cost.Credit Card Payoff (Target Date)The monthly payment needed to clear a credit-card balance by a chosen number of months.Debt Payoff CalculatorPayoff time and interest for any debt at a fixed monthly payment.Debt Consolidation CalculatorCompare your current debts with a single consolidation loan to see the new payment and savings.Debt-to-Income Ratio CalculatorYour DTI ratio — a key number lenders use to assess loan eligibility.Repayment CalculatorWork out the regular repayment on a loan, with total interest.Cash Back vs Low Interest CalculatorCompare a manufacturer cash rebate against a low-interest finance offer on a vehicle.APR CalculatorEffective Annual Percentage Rate of a loan once fees are folded into the cost.Interest Rate CalculatorBack out the interest rate of a loan from its amount, payment and term.Interest CalculatorCompare the simple and compound interest earned on a deposit.Simple Interest CalculatorInterest and total from the simple-interest formula I = P × r × t.Compound Interest CalculatorFuture value with compound interest and optional regular contributions.